Our Services

At PayKumba, we empower the Zimbabwean diaspora to support their families back home—without sending cash. Our platform allows you to pay directly for goods and services, ensuring your loved ones get exactly what they need when they need it.

What You Can Pay For

Prepaid Electricity (ZESA)

Instantly top up ZESA tokens to keep the lights on.

DSTV & Entertainment

Ensure uninterrupted entertainment with timely DSTV payments.

Mobile Airtime & Data

Recharge Econet, NetOne, or Telecel lines with airtime and mobile data.

Groceries & Essentials

Pay for groceries at trusted local supermarkets and retailers.

School Fees & Tuition

Support education by directly paying school or university fees.

Medical Aid & Healthcare

Cover medical aid subscriptions, consultations, and medication.

Funeral Cover & Insurance

Give peace of mind by managing insurance and funeral policy payments.

How PayKumba Works

Two Flexible Transaction Flows

We understand that every family is different. That's why PayKumba supports two convenient transaction lifecycles to suit your needs:

1

Recipient-Initiated Transaction

  • 1

    The recipient in Zimbabwe browses the PayKumba platform and selects the product or service they need—such as electricity tokens, a DSTV renewal, or groceries.

  • 2

    At checkout, they provide their diaspora payer's email or phone number.

  • 3

    The diaspora payer receives a secure notification with the transaction details and payment amount.

  • 4

    Once the payment is completed, the recipient is notified and receives the selected service or payment confirmation.

This model ensures that recipients get exactly what they need, while diaspora payers retain full control of what is approved and paid for.

2

Diaspora-Initiated Transaction

  • 1

    The diaspora user logs into PayKumba and selects the services or goods they wish to provide for their loved ones.

  • 2

    They complete the transaction and payment directly.

  • 3

    The recipient is notified and can immediately receive or collect the service or goods.

This model works well for routine payments like bills, groceries, or recurring support where the diaspora wants to take the initiative.

Why Use PayKumba?

No More Cash Transfers

Avoid misuse and uncertainty. Payments go straight to service providers.

Transparent & Trackable

Both the payer and recipient are notified at every stage.

Lower Costs

No high remittance fees. Only pay for what's needed.

Real-Time Delivery

Payments and services are processed instantly.

Total Flexibility

Recipients or diaspora payers can initiate transactions depending on the family's best interests.

Support your family smarter—with PayKumba

No cash. No confusion. Just direct, meaningful support.